Loan Services - Loan Swift Financial Services
RBI Registered Partners | Latur, Maharashtra

All Types of Loan Services Under One Roof

From Personal Loans to Government Scheme Loans — we offer 11 loan categories with fast approvals, lowest interest rates, and minimal documentation. Your financial goals are our priority.

Apply for Loan Call: 9730048869
Personal Loan Home Loan Business Loan LAP Gold Loan Govt Schemes Education Loan OD/CC Loan
Personal Loan Business Loan Home Loan LAP Used Car Loan New Car Loan Instant Loan Education Loan Gold Loan OD / CC Loan Govt Scheme Loans Personal Loan Business Loan Home Loan LAP Used Car Loan New Car Loan Instant Loan Education Loan Gold Loan OD / CC Loan Govt Scheme Loans

Our Loan Categories

11 types of loans — one trusted partner. Choose the loan that fits your need and get expert guidance at every step.

Personal Loan

For any personal need — fast & easy

Business Loan

Grow your business with quick funds

Home Loan

Build your dream home affordably

LAP

Loan against your property

Car Loan

New & used car financing

Instant Loan

Same-day disbursal options

Education Loan

Fund your higher studies

Gold Loan

Quick cash against your gold

OD / CC Loan

Overdraft & cash credit facility

Govt Schemes

MUDRA, PMEGP & more

Detailed Loan Information

Everything you need to know about each loan type — eligibility, interest rates, tenure, documents & more

Personal Loan (PL)

Instant funds for any personal requirement — no collateral needed

Loan Amount₹50K – ₹40L
Interest Rate10.5% – 24% p.a.
Tenure12 – 60 Months
Processing Fee0.5% – 3%
Approval Time24 – 48 Hours
CollateralNot Required
No collateral or security required
Minimal documentation process
Flexible repayment tenure
Available for salaried & self-employed
Prepayment & foreclosure allowed
Top-up loan facility available
Required Documents
Aadhaar CardPAN CardSalary Slips (3 months)Bank Statement (6 months)Employment LetterPassport Size Photo

Eligible? Salaried / Self-Employed | Min. Income ₹15,000/month | Age 21–60 yrs | CIBIL 650+

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Business Loan (BL)

Fuel your business growth with quick and flexible business financing

Loan Amount₹1L – ₹2Cr
Interest Rate12% – 26% p.a.
Tenure12 – 84 Months
Processing Fee1% – 3%
Approval Time2 – 5 Days
CollateralOptional
For MSMEs, traders & manufacturers
Collateral-free options available
Working capital & term loans
Secured & unsecured options
Business expansion funding
Equipment purchase financing
Required Documents
Aadhaar & PAN CardBusiness RegistrationGST CertificateITR (2 years)Bank Statement (12 months)Balance Sheet

Eligible? Business Age 2+ years | Min. Turnover ₹10L/year | Age 21–65 yrs | CIBIL 650+

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Home Loan (HL)

Fulfill your dream of owning a home with affordable EMIs and long tenure

Loan Amount₹5L – ₹5Cr
Interest Rate8.5% – 12% p.a.
TenureUp to 30 Years
LTV RatioUp to 90%
Approval Time3 – 7 Days
Tax BenefitSec 80C & 24B
Purchase, construction & renovation
Lowest interest rates in market
Tax benefits under IT Act
Balance transfer facility
Top-up loan on existing home loan
Joint applicant accepted
Required Documents
Aadhaar & PAN CardIncome ProofProperty PapersBank Statement (12 months)ITR (2 years)NOC from Builder

Eligible? Salaried / Self-Employed | Min. Income ₹25,000/month | Age 21–65 yrs | CIBIL 700+

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Loan Against Property (LAP)

Unlock the value of your property to meet large financial requirements

Loan Amount₹10L – ₹10Cr
Interest Rate9% – 15% p.a.
TenureUp to 20 Years
LTV RatioUp to 75%
Approval Time5 – 10 Days
CollateralProperty Required
Residential & commercial property accepted
Large loan amount available
Lower interest than personal loan
Continue using mortgaged property
Use for any purpose — business or personal
Overdraft facility available
Required Documents
Aadhaar & PAN CardProperty DocumentsIncome ProofBank Statement (12 months)Property Valuation ReportTitle Deed

Eligible? Property Owner | Age 25–70 yrs | Min. Income ₹20,000/month | CIBIL 650+

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Used Car Loan

Finance your pre-owned car at affordable rates

Loan Amount₹1L – ₹25L
Interest Rate14% – 22% p.a.
Tenure12 – 60 Months
LTV RatioUp to 80%
Cars up to 10 years old accepted
Quick approval process
Minimal documentation
All major car brands accepted
Documents
Aadhaar & PANRC BookInsuranceIncome ProofBank Statement

Age 21–65 yrs | CIBIL 650+

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New Car Loan

Drive home your dream car with easy EMI options

Loan Amount₹2L – ₹1Cr
Interest Rate8.5% – 14% p.a.
Tenure12 – 84 Months
LTV RatioUp to 100%
100% on-road price financing
All car brands & models
Zero down payment options
Fast same-day disbursal
Documents
Aadhaar & PANCar Proforma InvoiceIncome ProofBank Statement

Age 21–65 yrs | CIBIL 680+

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Instant Loan

Emergency funds disbursed within hours — no long wait

Loan Amount₹10K – ₹5L
Interest Rate12% – 28% p.a.
Tenure3 – 36 Months
DisbursalSame Day
100% digital process
No collateral needed
Approval in 2 hours
Minimal paperwork
Documents
Aadhaar & PANSelfie / PhotoBank StatementMobile Linked Aadhaar

Age 21–55 yrs | CIBIL 650+ | Salaried / Self-Employed

Apply Now

Education Loan

Invest in your future — fund higher education in India & abroad

Loan Amount₹1L – ₹1.5Cr
Interest Rate9% – 15% p.a.
TenureUp to 15 Years
Tax BenefitSection 80E
India & abroad both covered
Moratorium period during study
Tax benefit under Sec 80E
Covers tuition, hostel, books
Documents
Aadhaar & PANAdmission LetterMark SheetsCo-applicant Income Proof

Indian Citizen | Confirmed Admission | Age 16–35 yrs

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Gold Loan

Instant cash against your gold jewellery — safe & secure

Loan Amount₹10K – ₹50L
Interest Rate9% – 18% p.a.
Tenure3 – 36 Months
LTV RatioUp to 75%
Approval within 30 minutes
No income proof required
Gold kept safe in vault
Bullet repayment option
Documents
Aadhaar CardPAN CardGold Jewellery (18–24 Karat)Passport Photo

Age 18+ yrs | No CIBIL Check | No Income Proof Needed

Apply Now

OD / CC Loan

Overdraft & Cash Credit for flexible working capital needs

Limit Amount₹2L – ₹5Cr
Interest Rate10% – 18% p.a.
Tenure1 Year Renewable
Interest OnUsed Amount Only
Pay interest only on utilized amount
Revolving credit facility
Renew annually without new application
Ideal for seasonal businesses
Documents
Aadhaar & PANGST CertificateBank Statement (12 months)ITR (2 years)

Business Age 2+ yrs | CIBIL 650+ | Active Business Account

Apply Now

Government Scheme Loans

Access subsidized government-backed loans for individuals, farmers & businesses

PM MUDRA Yojana
Shishu: ₹50K | Kishore: ₹5L | Tarun: ₹10L — for small businesses & entrepreneurs
PMEGP Loan
Up to ₹25L (Mfg) / ₹10L (Service) — with 15–35% government subsidy
Stand Up India
₹10L – ₹1Cr for SC/ST & women entrepreneurs for greenfield projects
Kisan Credit Card
Up to ₹3L for farmers at 4–7% interest — flexible crop loan scheme
Government subsidy benefits available
Lower interest rates than market
We handle complete application process
MUDRA, PMEGP, Stand Up India & more
Suitable for rural & urban applicants
Expert guidance for scheme selection
Required Documents
Aadhaar & PAN CardBusiness Plan / Project ReportCaste Certificate (if applicable)Bank StatementQuotation / Purchase BillsPassport Photo

Eligible? Indian Citizen | Age 18–55 yrs | Varies by Scheme | We Help You Choose the Right One

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General Eligibility Criteria

Basic requirements to qualify for most loan types at Loan Swift Financial Services

Salaried Person

  • Age: 21 – 60 years
  • Min. Salary: ₹15,000/month
  • Employment: 6+ months current job
  • CIBIL Score: 650 or above
  • Bank account with 6 months statements

Self-Employed

  • Age: 25 – 65 years
  • Business Age: 2+ years
  • Min. Income: ₹2L/year (ITR)
  • CIBIL Score: 650 or above
  • GST registered preferred

Business Owner

  • Age: 21 – 65 years
  • Business: Registered entity
  • Min. Turnover: ₹10L/year
  • CIBIL Score: 650 or above
  • 2 years ITR filing required

Common Requirements

  • Valid Aadhaar & PAN Card
  • Active bank account
  • No active NPA / default
  • Indian citizenship
  • Mobile linked with Aadhaar

Why Choose LoanSwift for Loans?

We make loan processing fast, transparent, and stress-free — so you can focus on what matters most

24-Hour Approval

Most loans approved within 24–48 hours with minimal back-and-forth

20+ Bank Partners

We work with 20+ leading banks & NBFCs to find the best rate for you

100% Transparent

No hidden charges, no surprise fees — everything disclosed upfront

Dedicated Support

Your personal loan manager guides you from application to disbursal

How to Apply for a Loan

Simple 4-step process to get your loan approved and disbursed quickly

1

Submit Enquiry

Fill our quick form with loan type, amount needed and your mobile number

2

Expert Callback

Our loan expert calls within 1 hour — discusses eligibility & best options

3

Submit Documents

Share documents digitally or visit our Latur office — simple & fast

4

Loan Disbursed

Loan amount credited directly to your bank account — no delays

Ready to Apply for Your Loan?

Talk to our loan expert today — free consultation, best rates, zero hidden charges

Apply for Loan Now Call: 9730048869